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Credit & Lending

You need strategies and solutions to help you navigate an uncharted environment

Improve your cash flow management by having the option to easily access funds. Boost working capital to cover short-term or day-to-day expenses.

Services & benefits:

Possibility to use collateral as guarantees, enabling better contract terms
No term restriction
Funds can be used freely (no need for destination evidence)
Enables companies to buy fixed assets for its production process

HSBC differentiator:

Our specialists have a wealth of experience customizing lending programmers to suit the requirements and of all types and sizes of organizations

Digital Signature
Excellence in customer services
Agility in transactions disbursement

Who can benefit from it:

Working Capital is focused on you as a corporate banking user and it is one of our main solutions to provide growth for your company, whether your goal is improving working capital, reduce debt, expand your business reach or enhance your balance sheet.

Requirements:

The terms and conditions of the transaction will be clearly incorporated in a previously signed agreement.
Credit limit approval is necessary.

CPR (Rural Financial Product Bill)

Financial instrument of rural production via issuance of Rural Product Bills by rural producers, agricultural cooperatives, or persons (natural or legal) who exploit native/planted forests or who benefit/promote the first industrialization of rural products

SERVICES AND BENEFITS:

Flexible payment flow
Pre and Post-fixed rates
Negotiable tenors
Zero IOF (Brazilian Tax on Financial Transactions) credit tax rate

HSBC DIFFERENTIATOR:

HSBC is your trusted partner focused on providing personalized service and agility for business transactions that will allow you to expand operations with the international support you need. We are highly experienced banking services with over 150 years of experience and operations in over 50 countries and territories.

WHO CAN BENEFIT FROM IT:

Corporate Agribusiness supply chain companies

REQUIREMENTS:

The terms and conditions of the transaction will be clearly incorporated in a previously signed agreement.
Credit limit approval is necessary.

CDCA (Agribusiness Credit Rights Certificate)

Agribusiness Finance Instrument within the agribusiness chain, which it can be issued by rural producers and other legal entities that carry out the commercialization, processing or industrialization of agricultural products and inputs or machinery and implements used in agricultural production

SERVICES AND BENEFITS:

Pre and Post-fixed rates
Use of agribusiness receivabels as colateral
Zero IOF (Brazilian Tax on Financial Transactions) credit tax rate

HSBC DIFFERENTIATOR:

WHO CAN BENEFIT FROM IT:

Corporate Agribusiness supply chain companies

REQUIREMENTS:

The terms and conditions of the transaction will be clearly incorporated in a previously signed agreement.
Credit limit approval is necessary.

Commercial Note (Corporate Security)

Commercial Note is a local currency fixed income security that can function as an alternative to debentures for any large company that needs investment funding (CAPEX).

SERVICES AND BENEFITS:

Cheaper, easier and faster to raise funds than promissory notes or debentures
Can be issued for both corporations (“S.A.”) and Limited-Liability Companies (“LTDA”)
Zero IOF (Brazilian Tax on Financial Transactions) credit tax rate
No regulatory maximum tenor

HSBC DIFFERENTIATOR:

WHO CAN BENEFIT FROM IT:

Corporate companies in need of Capital Expenditure

REQUIREMENTS:

The terms and conditions of the transaction will be clearly incorporated in a previously signed agreement.
Credit limit approval is necessary.

Term Loan

Term Loan is a working capital with no specific destination that can be used in any necessity of funds

SERVICES AND BENEFITS:

Workin Capital for any funding necessity
Flexible Payment flow
No maximum tenor

HSBC DIFFERENTIATOR:

WHO CAN BENEFIT FROM IT:

Corporate companies in need of Working Capital

REQUIREMENTS:

The terms and conditions of the transaction will be clearly incorporated in a previously signed agreement.
Credit limit approval is necessary.

Credit & Lending

Services & benefits:

HSBC differentiator:

Who can benefit from it:

Requirements:

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